I applied for Medicaid, but I'm still waiting on the approval or denial. I'm 38 weeks along and up until about last month I had insurance through the military. But now that it's gone I'm really banking on Medicaid. Does anyone know if they will cover the delivery if I get the approval afterwards? I heard from a friend that if I hold on to all the bills and such and do end up getting approved they will still pay for the delivery. I really hope so... I don't have any other options right now...
I am tryin to get Medicaid now and it's such a run around. I can never get anyone in the phone and they ask for info I don't have(like my employment info...umm on my application I said 0 for my income since I don't work).
I live in mason county in wa anyone have any advice to helps this process along so I can regularly see an ob soon?
Quoting Ready2Pop:" I don't have insurance, I'm kind of worried about that. It's like more than 500 dollars just to have a baby I'm guessing."
Try like 20,000 dollars. thats not including pain meds and epidurals and all that fun stuff
I am 17weeks and I was told I do not qualify for Medicare and don't know what to do can anyone help
Quoting Aequitas7:" I applied for Medicaid, but I'm still waiting on the approval or denial. I'm 38 weeks along and up until ... [snip!] ... end up getting approved they will still pay for the delivery. I really hope so... I don't have any other options right now..."
they will cover 3 months back
I am very blessed to have a husband that serves in the military. When I first got pregnant I was carrying my own insurance thru my place of employment and I was having to pay a bi-weekly premium, 20% out of pocket, and a deductible. When my husband changed to active duty I was able to obtain TriCare...which soldiers actually do pay a premium for. TriCare has been excellent with covering all of my medical cost during my pregnancy. If I still had my old insurance I would not be able to afford all of my medical care because of all the extra care I require due to complications. I think medical care and cost is something that all people should think about before they decide to become pregnant.
From what I've read, Obamacare will require insurance companies to cover maternity care...unfortunately, that part doesn't fully take effect until 2014.
Quoting g0ds3nt4bricks:" im glad i have medicaid. the only thing ima have to pay for is for him to get circumcised"
medicaid pays for that too
For people in NY you can apply for child health plus. It covers pregnant women and kids under the age of 19. They will make you think it won't cover but it will cover. You have to be on their ass cause they suck. But in order to qualify for it you first have to apply for medicad. Its there if you don't qualify for medicad. But from what I heard, child health plus covers so much more. Current;y my 6 year old is cover and I pay $8 per month. I do pay for my own insurance ($400 per month).
If you give birth in a catholic hospital, most likely they will have some kind of charity care for those who can not afford their medical bills. The catholic church has the most amount of money out of any other kind of religous organizations. When you get you bill, call the billing department and ask for it. They might pretend they don't have it and try to set up a payment plan. Once they say ok, they will send you forms that you fill out along w/your tax returns (and spouse if you have one) and they might be able to get it alot lower or take it away tottally. I've gotten rid of a few medical bills doing this when I had no health insurance. I hope this helps.
Quoting Czichadee:" I am in Canada so I have no idea what it's like to have to pay for medical services. I can't imagine how stressful that would be."
It's amazing how that concept works so well in Canada but people are SO opposed to it here! I can't believe how controversial the idea of universal health care is...we are so behind in that respect...
Quoting :" Geeze I hate to say but you all get the raw end of the deal, we dont have to have insurance in australia ... [snip!] ... and all your bills are covered, however if you want private then you either get private insurance or pay out of pocket :)"
whoa that's awesome ...U.S.sucks for free healthcare unless super poor then the state helps you.
We couldn't qualify for pregnancy Medicaid in Georgia because my husband makes too much money and we also didn't have health insurance when I got pregnant with our 3rd child. I paid out of pocket for the first 5 months of prenatal care and it was over $400 for the visits, not including the special ultrasound they sent me for which I still haven't paid because its $1700! I also have a $300 lab bill for bloodwork. I had to stop prenatal care when they said I would need to pay $3000 for the rest of my care and the doctor's delivery fee, all by 28 weeks, which I couldn't afford. I am now 33 weeks and haven't had anymore doctor's visits since 26 weeks. Medicaid told me that if I had $4100 in bills then they would pay them so I'm just going without until the delivery fee and hope they pay for the hospital bill. Insurance is overrated and ridiculously expensive, if you have the cash on hand then its actually cheaper to pay out of pocket. The hospital has a flat fee if you pay out of pocket for a normal vaginal delivery if you pay by 28 weeks, same with most ob/gyn's. I, unfortunately, was unprepared for this pregnancy since we thought we were finished after my husband's vasectomy, but God had other plans and surprise! Just taking it one day at a time and praying for a healthy happy baby in a few more weeks! I'll deal with the bills later. :)
Quoting Amy A:" We couldn't qualify for pregnancy Medicaid in Georgia because my husband makes too much money and we ... [snip!] ... Just taking it one day at a time and praying for a healthy happy baby in a few more weeks! I'll deal with the bills later. :)"
That is the same situation we are in with insurance and income limits.
I can't afford the 2700 for the birthing fee and my doctor actually released me from his services. =/ So what ever, I didn't like him any ways. I stopped working here recently so we qualified and reapplied for medicaid. They have been dragging on the application process because employment verification. The companies aren't sending the paperwork back to medicaid.
Quoting jaki.my.ny:" News for medicaid people. I'm six months pregnant and I've had Medicaid all along and although they do ... [snip!] ... powerful country what does that say about all the uninsured, under insured people in the greatest world pwr, America? :evil:"
I am 4 1/2 months pregnant and applied for medicaid over 2 months ago (they said it would take 3 months for me to hear anything because they were short staffed.) I have had regular prenatal appointments every month at no cost to me, yet. You should talk to the doctors office about it. I told them immediately that I would be applying for Medicaid and they referred me to the Plan First program, which set up my appointments and helped me with my paperwork. Everything that you do since your application should be retroactively covered. I asked about this at my Medicaid office and they said everything since the month I put in my application, August, would be covered. So, I didn't have to skip any appointments- if your doctors office doesn't do this, maybe you should look for another. I dealt with the whole Medicaid thing with my last pregnancy, which resulted in miscarriage, and it was more than frustrating. This time I knew what I was getting into, so I didn't stress as much. It'll work out! I totally understand where you are coming from, though.