Reply
Joint accounts Dee♡ 2 kids; 1 angel baby; .., IN, United States 6069 posts
Nov 10th

My sister and I are currently discussing this. We have differing opinions so now I’m curious what the “normal” is.

Do you and your SO/DH have a joint bank account? If so, at what point in your relationship did you decide to get one? If you don’t, then why not? 

TIA
38

Stephanydana Due October 11; 3 kids; Burlington, WI, United States 1766 posts
Nov 10th

We have a joint bank account.  We did it once we got married.  We always combined our money for our family so it was no big deal. 

Awkward 5 kids; 2 angel babies; St Cloud, MN, United States 4633 posts
Nov 10th

We have  joint checking and savings then we both have separate checking. We both have access to all accounts though. We combines when we got married

Austin's momma TTC since Apr 2018; 1 child; CD, NY, United States 3703 posts
Nov 10th

When we started having bills together we got a joint account. Our pay checks always went into our own accounts, and we would move money into our joint account as needed to pay bills 

Cat.Woman. 2 kids; Gotham City, PA, United States 9525 posts
Nov 10th

We actually don’t. We bought a house together, but no joint bank accounts. 
It works for us right now. 

nov.08mama Due January 26; TTC since Oct 2013; nada, NY, United States 1340 posts
Nov 10th

We've had a joint account since we were 19 and I got pregnant. 

Almost ten years later we have a joint account to pay for everything related to joint expenses that we contribute an equal percentage of our income into. He makes a massive amount more than me but we both contribute the same amount... percentage wise. Wink We also have a joint savings.

Then we have our own accounts for bullsh*t money. 

...B... 4 kids; 3 angel babies; .., .., Christmas Island 1285 posts
Nov 10th

We do not have joint accounts of any kind. We dont have any reason really, we just dont. I actually do not have a checking account of any kind, i just use his. If i need to use money from the card its never a problem. 

I do have a savings account though, where as he does not. It balances itself out. 

♥Jessie♥ Due November 1 (girl); 4 kids; 2 angel babies; Idaho 14308 posts
Nov 10th


We have a joint checking and savings. We added my name when we got married. We lived together for a year before marriage. I also have a checking account that is only mine but only because we never got around to adding him.

LonghornBabe 3 kids; 2 angel babies; Fort Worth, Texas 1403 posts
Nov 10th

We got a joint account when we got pregnant/engaged. Kept it for almost eight years, but kind of wish we had not in the first place. We just got divorced and that was one of many things that really created a problem. Nobody plans on getting divorced when they get married and everyone wants to think they could never be part of that divorce statistic, but life happens. If I'm ever in a serious relationship again, I'm planning on keeping my own, separate account.

bia. ., ., Portugal 102445 posts
Nov 10th

Well, I'm single..but when I was with my kids father, we did not. Nope nope nope. f**k no.

marmarissa 2 kids; 2 angel babies; Ottawa, ON, Canada 8184 posts
Nov 10th

We added his name to my bank account when we had DD1 and bought a house together.  All of our bills come out of it and since I'm a SAHM it just works for us.

~a girl and a boy~ 2 kids; ,, IA, United States 61170 posts
Nov 10th

When we got married we got a joint account.  All work checks are deposited into the account.  All bills come the account.

tinana+3 3 kids; Orlando, FL, Virgin Islands 47445 posts
Nov 11th

We do. We got the account shortly after we moved in together. We have separate accounts as well. 

MrsKW 3 kids; United States 4579 posts
Nov 11th

Yes we have 2 joint accounts. We got me added to his checking and savings account when we got married 

A.V.N. Due September 4; 2 kids; 4186 posts
Nov 11th

We do...we only have one income (I’m a sahm) so we have one joint checking.  We each have our own savings accts that we’ve both just always had, before we started our lives together but consider those accounts to be joint as well.