Ellie. 2 kids; Arizona 25443 posts
Mar 6th '13
Quoting Mama♥Breezy:" I'm terrified of the day I will have to get a student loan.... :shock:"


Honestly, I'm actually hitting my aggregate limit of 57,500 one class before I get my degree. I'll have to pay half of the last class out of pocket. I dread the day I have to pay those back..........

Mama♥Breezy Due December 2 (girl); 2 kids; Los Angeles, California 35010 posts
Mar 6th '13
Quoting Man. Bear. Pig.:" Honestly, I'm actually hitting my aggregate limit of 57,500 one class before I get my degree. I'll have to pay half of the last class out of pocket. I dread the day I have to pay those back.........."


That blows! I had no idea they give you a limit as to what you can owe without paying back. I better start fixing my credit for when the day comes... I'm in the low 600s now. =(



I better find out how much my bachelors is going to cost... The school I'm going to transfer to is right down the street from my CC.



My math professor was telling us he has about $90k in student loan debt!

Ellie. 2 kids; Arizona 25443 posts
Mar 6th '13
Quoting Mama♥Breezy:" That blows! I had no idea they give you a limit as to what you can owe without paying back. I better ... [snip!] ... to transfer to is right down the street from my CC. My math professor was telling us he has about $90k in student loan debt!"


You have to pay back all loans. Even if it's only a couple hundred. And credit wont have anything to do with it, they're all fixed at a certain interest rate.

And I'm going for my masters next, so I'm sure it will be a whole bunch more for me. UGH

Mama♥Breezy Due December 2 (girl); 2 kids; Los Angeles, California 35010 posts
Mar 6th '13
Quoting Man. Bear. Pig.:" You have to pay back all loans. Even if it's only a couple hundred. And credit wont have anything ... [snip!] ... fixed at a certain interest rate. And I'm going for my masters next, so I'm sure it will be a whole bunch more for me. UGH"


I worded that wrong... I meant they put a limit as to how much you can borrow before you start paying back. :lol: Good to know about the fixed interest, my sister was scaring me about it. She has about $10k left to pay.



Good luck with your masters! What are you studying?

Ellie. 2 kids; Arizona 25443 posts
Mar 6th '13
Quoting Mama♥Breezy:" I worded that wrong... I meant they put a limit as to how much you can borrow before you start paying ... [snip!] ... my sister was scaring me about it. She has about $10k left to pay. Good luck with your masters! What are you studying?"


Psych. :) Well there's a cap for the bachelors and I'm almost there. Then it goes up to like 120k for your masters and beyond. ha ha.

I think I'll have enough experience with just hte bachelors to do what I want, to work for child protective services, but still going for the masters anyways. :)

♡☆º×ß¡±©µ×º☆♡ 4 kids; 1 angel baby; Centralia, Wa, United States 49857 posts
Mar 6th '13

I myself think its fraud to try and get workers comp for falling out of a chair or breaking it under your own weight

Mama♥Breezy Due December 2 (girl); 2 kids; Los Angeles, California 35010 posts
Mar 6th '13
Quoting Man. Bear. Pig.:" Psych. :) Well there's a cap for the bachelors and I'm almost there. Then it goes up to like 120k ... [snip!] ... with just hte bachelors to do what I want, to work for child protective services, but still going for the masters anyways. :)"


That's great! I'm going to get my associates in social and behavioral sciences, hopefully by next year. I'm supposed to transfer to get my bachelors in social work after that, but I'm not sure now. I'm thinking of switching to human services instead. And then I can get my masters in Social Work.

taking a look at life Palm beach gardens, FL, United States 49166 posts
Mar 6th '13
Quoting .t a y l o r.:" <blockquote><b>Quoting Click Me Click Me!!!:</b>" Here i apply but my husbands income ... [snip!] ... you don't have any bills, so that should be ok, you'd think... And because you're a student you get student loans and what not."


i dont have any loans and yes i have bill's....

taking a look at life Palm beach gardens, FL, United States 49166 posts
Mar 6th '13
Quoting Mama♥Breezy:" $800 isn't bad if you don't have much to pay. We made $647 work."



we do have bills my van has to have inshurance and because im under 25 its 200 a month. I have storage fee's, gas, the bank charges us because he does not have direct deposit because he can not get it. We have one cell phone. I can't remember the rest off the top of my head.

taking a look at life Palm beach gardens, FL, United States 49166 posts
Mar 6th '13
Quoting
.t a y l o r. 3 kids; Indiana 3847 posts
Mar 6th '13

<blockquote><b>Quoting Click Me Click Me!!!:</b>" we do have bills my van has to have inshurance and because im under 25 its 200 a month. I have storage ... [snip!] ... not have direct deposit because he can not get it. We have one cell phone. I can't remember the rest off the top of my head. "</blockquote>




DH and I are both under 25, have been in three wrecks, have a brand new car so it needs full coverage, and we only pay 134$ a month. How the heck is your's that high?
Can't you switch to a different bank?

taking a look at life Palm beach gardens, FL, United States 49166 posts
Mar 6th '13
Quoting .t a y l o r.:" <blockquote><b>Quoting Click Me Click Me!!!:</b>" we do have bills my van has to ... [snip!] ... it needs full coverage, and we only pay 134$ a month. How the heck is your's that high? Can't you switch to a different bank?"


all the banks charge here with out direct deposit. I have a lean so my van as well has full covrage. Thats with a co pay of 2500 i have a speeding ticket and my husband has 2 accident one of witch was 50% his fault. So yah

Mama♥Breezy Due December 2 (girl); 2 kids; Los Angeles, California 35010 posts
Mar 7th '13
Quoting Click Me Click Me!!!:" we do have bills my van has to have inshurance and because im under 25 its 200 a month. I have storage ... [snip!] ... not have direct deposit because he can not get it. We have one cell phone. I can't remember the rest off the top of my head. "


The price for insurance is ridiculous! DH is 23, he has 2 accidents, and a ton of speeding tickets on his record, and it's $132 a month... The bank charges you a monthly fee for not having a direct deposit? You're a student...don't they offer free student checking accounts? I have one through Chase, and I know BofA offers them, too. Which bank do you have?

**Quinn** 1 child; f**k it, CA, United States 5205 posts
Mar 7th '13

My insurance is $250 for two cars and $140 for our motorcycle insurance. I've been in a really bad car accident a little over a year ago where I was VERY injred (four surgeries on my leg) and our rate didn't raise much. We also have really thorough coverage - $100 deductibles (so they totalled my car out because of the damage and we only paid $100 for them to pay off our car loan and give us the remaining balance of the car which was $5000). Ben was in a motorcycle accident 3 years ago and we have the best possible insurance on him as well, but the price (at least in our opinion) is also pretty reasonable. We love progressive. We're willing to pay a little bit more for way better insurance :)

taking a look at life Palm beach gardens, FL, United States 49166 posts
Mar 7th '13
Quoting Mama♥Breezy:" The price for insurance is ridiculous! DH is 23, he has 2 accidents, and a ton of speeding tickets on ... [snip!] ... they offer free student checking accounts? I have one through Chase, and I know BofA offers them, too. Which bank do you have?"


Yah i looked around and geico was the cheapest i dont know why its that much for a van... It broke down on me.... And to top it off now i dont know how im getting to school next week if its something serious.